After high winds or hail, your roof may have damage that isn’t obvious from the ground. Taking the right steps quickly helps with both repairs and insurance.
Document the damage
Take clear photos of any visible damage: missing or lifted shingles, dents on metal, damaged flashings. Note the date of the storm. Keep copies of all estimates and repair invoices.
Get a professional inspection
Have a licensed roofer inspect the roof and provide a written estimate. They can identify hail hits, wind damage, and other issues that adjusters use to support your claim. Many insurers want an inspection and estimate before or during the claim process.
Contact your insurer
Report the claim as soon as possible. Follow your policy’s process and keep a record of every call and email. Ask what documentation they need (photos, estimate, inspection report).
Work with your roofer on the claim
Your roofer can provide line-item estimates that match insurance requirements and can sometimes meet with the adjuster. Don’t sign a contract that hands over your insurance claim to the contractor—you should remain in control of the claim and payments.
Summit Roofing can inspect your roof after a storm and provide detailed estimates for insurance. Contact us for prompt storm damage inspections.